
Quick answer
Running a Shopify store in India costs more than the plan fee. You pay a monthly or annual Shopify subscription, payment gateway charges on every order, a possible Shopify transaction fee when using a third-party gateway, plus themes, app subscriptions, domain, taxes such as GST on the subscription and any setup or development work.

Key Takeaways
- The Shopify plan fee is only one part of the cost; gateway fees, apps and themes add up.
- Indian stores usually use third-party gateways such as Razorpay, PayU or Cashfree, so check whether Shopify’s extra transaction fee applies to your plan.
- Annual billing is usually cheaper than paying monthly once you are sure of your plan.
- Apps are the most common hidden cost: review them regularly and remove what you do not use.
- Setup and customisation are one-time costs; plan, app and gateway fees continue every month.
What do you actually pay for with Shopify?
Shopify is a hosted platform: you pay a subscription, and Shopify takes care of servers, security updates and checkout reliability. That removes a whole category of cost that self-hosted platforms carry, but it does not mean the plan fee is your total cost. A working Indian store usually combines several recurring and one-time costs.
- Shopify subscription: the plan you choose, billed monthly or annually.
- Payment charges: your payment gateway’s fee on each transaction, plus any Shopify transaction fee that applies.
- Theme: a free theme, a one-time paid theme from the Theme Store, or a custom theme.
- Apps: monthly subscriptions for features such as reviews, WhatsApp notifications, subscriptions or invoicing.
- Domain and email: your store’s domain name and business email accounts.
- Shipping: courier or aggregator charges for delivery and returns.
- Setup and development: configuring the store, customising the theme, adding products and integrations.
How do Shopify plans differ?
Shopify offers a range of plans, from an entry plan for new stores to higher plans for growing brands and Shopify Plus for high-volume businesses. Plan names, features and prices change from time to time, and India has its own pricing page, so always check the current details before deciding.
Moving up a plan typically gives you more staff accounts, more detailed reports, better shipping and international selling features, and lower transaction fees when you use a third-party payment gateway. For many new Indian D2C brands, the entry or middle plan is enough at launch. Upgrading makes sense when your order volume means the lower fees and extra features pay for the higher subscription.
Should you pay monthly or annually?
Shopify usually offers a discount for paying annually compared with monthly billing. Monthly billing gives you flexibility while you test the business and decide which plan fits. Once your store is established and you are confident about the plan, switching to annual billing can reduce your yearly platform cost. Shopify also runs free or low-cost trial periods for new stores from time to time, which are useful for building and testing before launch.
Which transaction and payment gateway fees apply in India?
Payment costs in India have two possible layers. The first is your payment gateway fee: providers such as Razorpay, PayU, Cashfree and PhonePe charge a percentage or fee on each successful payment, which varies by payment method, such as UPI, cards, net banking and wallets, and by your agreement with the provider.
The second is Shopify’s own transaction fee for third-party gateways. When a store accepts payments through a provider other than Shopify’s own payment service, Shopify can charge an additional percentage per order, and the rate depends on your plan. Indian stores commonly use third-party gateways, so check Shopify’s help pages and your plan for the current rate. At higher order volumes, this fee is often the main reason to move up a plan.
Cash on delivery orders avoid gateway fees, but carry their own costs: courier COD charges, higher return-to-origin rates and delayed cash flow. Many brands set COD limits or small COD fees to balance convenience and cost.
Free theme, paid theme or custom theme?
Shopify’s free themes are well built and a sensible starting point for a new store. Paid themes from the Theme Store are a one-time purchase and offer more sections, layouts and features. A custom theme, designed and developed for your brand, costs the most but gives you a distinctive store and complete control over speed and features.
Many brands start with a well-chosen free or paid theme, customised to their brand, and move to a custom theme once they know exactly what their customers respond to. Our Shopify store development service covers both routes.
Why do apps become the biggest hidden cost?
Apps make Shopify flexible, but each one usually adds a monthly subscription, and many also add code that slows your store down. It is common to find stores paying for several apps that overlap or are no longer used.
- Check whether your theme or Shopify’s built-in features already do what an app promises.
- Prefer apps with clear pricing, good reviews and active support.
- Review installed apps every quarter and uninstall anything unused.
- Remember that uninstalling an app may leave code behind; ask your developer to clean it up.
- Compare the total monthly app bill with the plan fee; it is often higher than people expect.
Which other costs should Indian store owners plan for?
A few more costs are easy to forget when planning a Shopify budget in India.
- GST and taxes: taxes such as GST may be charged on your Shopify subscription and app bills; check your invoices.
- Domain: buy through Shopify or a registrar and connect it to your store.
- Business email: Shopify does not include full email hosting, so most brands use a separate provider.
- Shipping aggregators: courier and aggregator fees for forward and return shipments.
- Product photography and content: clear photos and descriptions sell products and help SEO.
- Marketing: Google Ads, Meta Ads, influencer collaborations and SEO to bring customers to the store.
What does Shopify setup and development cost depend on?
Setup cost depends on how much needs to be built and configured, not on Shopify itself. Configuring payments, shipping, taxes and policies for India, adding products and collections, customising the theme and connecting apps is a very different job for a twenty-product store than for a catalogue with thousands of variants.
The main drivers are theme customisation versus custom design, the number of products and the state of your product data, integrations with ERP, inventory or marketplaces, and any migration from another platform. A Shopify development company should itemise these clearly so you can see what is one-time and what continues.
Shopify store kaise banaye? The steps to launch
Many people in India search for how to create a Shopify store. The steps are the same whether you do it yourself or work with a Shopify developer.
- Sign up for Shopify and choose a plan after the trial period.
- Pick a theme and add your logo, colours and fonts.
- Add products with clear photos, descriptions, variants and prices.
- Set up payments through an Indian gateway, and decide your cash on delivery rules.
- Configure shipping zones, rates and your courier or aggregator.
- Set up taxes, GST invoices and store policies for shipping, returns and privacy.
- Connect your domain, test orders end to end, then launch and start marketing.
When does upgrading your Shopify plan pay off?
Upgrading costs more each month, so it should pay for itself. Work out what you currently pay in third-party transaction fees each month, then compare the saving from a higher plan’s lower rate with the difference in subscription price. Once the saving is larger, upgrading is worth it on fees alone.
Fees are not the only reason. Upgrade when you need more staff accounts, richer reports to make buying and marketing decisions, better tools for selling internationally, or features that would otherwise require paid apps. Review the decision every few months as your order volume changes.
How can you keep Shopify costs under control?
Start on the plan that matches your current order volume, not the one you hope to reach, and move up when the numbers justify it. Switch to annual billing once you are confident. Keep the app list short, review it regularly and prefer built-in features where possible.
Watch your effective payment cost per order, combining gateway and any Shopify fees, and revisit it as volumes grow. Finally, compare total cost with alternatives honestly; our Shopify vs WooCommerce guide explains when a self-hosted store may cost less to run.
Frequently Asked Questions
Does Shopify charge GST in India?
Taxes such as GST may be added to Shopify subscription and app charges for Indian stores. Check your Shopify bills and speak to your accountant about claiming input tax credit.
Can I use Razorpay or PayU with Shopify?
Yes. Indian gateways such as Razorpay, PayU, Cashfree and PhonePe integrate with Shopify. Check whether Shopify’s third-party transaction fee applies on your plan.
Is Shopify cheaper than WooCommerce?
Not always. Shopify has predictable fees and low maintenance, while WooCommerce has lower platform fees but needs hosting, plugins and more upkeep. The right choice depends on your catalogue, team and growth plans.
Do I need to buy a paid Shopify theme?
No. Shopify’s free themes are a good start. Paid or custom themes make sense when you need specific layouts, features or a more distinctive brand experience.
How long does it take to set up a Shopify store?
A store on a customised theme typically takes four to six weeks with professional help, depending on product data, integrations and approvals. Custom themes take longer.


